Financial Service Representative I (Rancho Penasquitos)
Confidential
San Diego
Full Time
Expires On: 05/11/2026
Job Description
Job Description
Position Summary:
The position of Financial Service Representative I is established to provide prompt, professional and accurate information to members and potential members in opening new accounts, securing loans, and deepening member relationships by offering Credit Union products and services to meet members’ needs and increase member satisfaction. Maintain quality service standards set by the organization.
Minimum Qualifications (Education, Experience, Skills)
- High school diploma or equivalent.
- One year of banking experience to include: knowledge of member interviewing techniques, ability to identify and offer/refer products and services to meet members’ financial needs; or 2 years of relevant finance related experience; or 6 months of SDCCU member facing work experience may be considered.
- Demonstrated ability and thorough knowledge of and a willingness to actively promote products and services.
- General knowledge of Credit Union and/or financial institution loan policies and procedures preferred.
- Demonstrated professional human relations, communication and organizational skills.
- College level math and financial calculation skills.
- Basic level computer skills, including MS Office applications (Word, Excel, Outlook)
- Professional appearance and demeanor.
Essential Duties and Responsibilities
- Interview members and potential members to determine their financial needs and aid in selecting appropriate products and services.
- Identify and offer products and services to members to meet their financial needs and/or refer the member to an appropriate representative or partner. Participate in campaigns, contests, member outreach efforts, meetings and one on ones with management. Meet established performance goals as assigned.
- Accurately record and track all member interactions, referrals and sales, following policy and procedure and maintaining integrity in all actions.
- Provide an exceptional service experience consistent with Credit Union standards; resolve member complaints quickly and accurately; respond to member inquiries on the phone and in person.
- Responsible for keeping abreast of current policies, procedures and new products; follow new procedures.
- Prepare documentation for new accounts, loans and/or card issuance, ensuring adherence to legal requirements and Credit Union policies and procedures.
- Ensure loan files are complete and accurate with appropriate and thorough comments, along with recommendations to aid in loan decision.
- Relay loan decision to member along with loan terms and conditions providing financial counsel and alternatives, as needed.
- Provide timely closing of loans through consistent follow-up of loan approvals.
- Ensure operational integrity through consistent and timely audits of loan and new
